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	<title>Best Bank Rates &#187; usfirstcu.com</title>
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	<description>Best Bank Certificate of Deposit Rates, Highest Interest Rate CDs</description>
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		<title>High Yield Checking Interest Rates</title>
		<link>http://best-bankrates.com/high-yield-checking-interest-rates/online-checking-account-rates</link>
		<comments>http://best-bankrates.com/high-yield-checking-interest-rates/online-checking-account-rates#comments</comments>
		<pubDate>Sat, 14 Feb 2009 10:30:40 +0000</pubDate>
		<dc:creator>Best Bank Rate Finder</dc:creator>
				<category><![CDATA[Online Checking Account Rates]]></category>
		<category><![CDATA[usfirstcu.com]]></category>

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		<description><![CDATA[U.S. First Credit Union has high interest checking account rates at 4.50% APY. This rate only applies to checking account balances of $10,000 or less. All money in the account over $10000 earns NO INTEREST. There is a minimum opening deposit of $25 and a monthly service fee of $10. The most interest earned on [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.usfirstcu.com/us-first-docs/membership/shares_tis_disclosure.pdf" title="U.S. First Credit Union">U.S. First Credit Union</a> has high interest checking account rates at 4.50% APY.  This rate only applies to checking account balances of $10,000 or less.  All money in the account over $10000 earns NO INTEREST.  There is a minimum opening deposit of $25 and a monthly service fee of $10.  </p>
<p>The most interest earned on any given month with this 4.5% annual percentage rate is about $37.50.  Subtract the ten dollar monthly service fee and there remains $27.50 in interest earned per month.  The minimum to keep in this checking account is about $2666 to break even with the monthly service charge.</p>
<p>US First Credit Union is <a href="http://www.ncua.gov/" title="NCUA insured">NCUA insured</a> for up to $250,000 per account holder for a total of up to $500,000 per bank.</p>
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